OUR PRIVACY PLEDGE TO YOU
As our customer you provide us with important information about yourself. We believe it is our responsibility to safeguard your personal and financial information. While some financial institutions share account owner information with other businesses, we are committed to keeping it confidential.We have developed the following privacy policy to ensure you the confidentiality you
deserve. You have our promise that we will adhere to these guidelines. It is our pledge to you.
NOTICE OF YOUR FINANCIAL PRIVACY
RIGHTS -
We, our,and us, in this notice, mean Service1st Bank of Nevada.This is our privacy notice for our customers. When we use the words “you” and “your” we mean
the following types of customers:
§
Our
consumer customers who have a continuing relationship by purchasing or holding
financial products or services such as a(n): Deposit Account; Loan Account; Safe Deposit Box
We will tell
you the sources of the information we collect about you. We will tell you what measures we take
to secure that information. We first define some terms.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government
records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party"
THE INFORMATION WE COLLECT
- Information you give us on applications and other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
THE CONFIDENTIALITY, SECURITY, AND
INTEGRITY OF YOUR INFORMATION
We restrict
access to information about you to those employees who need to know that
information to provide products or services to you. We maintain physical, electronic, and
procedural safeguards to protect this information.
INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone except as disclosed in this policy or
as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as permitted by law.
AUTHORIZED SHARING- OUTSIDE MARKETING
SERVICES
We may disclose the following information to companies that perform marketing services
on our behalf: (1) Information you give us on an application or other form, such as: Name, Address; (2) Information about your transactions with us, such as: Name, Address and any information we collect. We disclose the information listed above with companies that perform marketing services on
our behalf. You do not have the right to opt out of the disclosure of this information. We may also disclose information about you to other outside marketing services as permitted by law.
TYPES OF BUSINESSES
Here are the types of businesses with whom we may disclose information for outside marketing
purposes: Service providers that perform marketing services, such as: Marketing companies
AUTHORIZED SHARING – JOINT MARKETING
We may disclose the following information to other financial institutions with whom we have joint marketing agreements: (1)Information you give us on an application or other forms, such as: Name, Address, Social Security Number, Assets, Income, Age (2)Information about your transaction with us, such as:Name, Address, Account Balances, Account Activity, Types of accounts, Parties to the transaction, Credit card usage,Payment history, Deposit history, Transaction history (3)Information about your transaction with other parties, such as: Name, Address, Account balances, Account Activity, Types of accounts, Parties to the transaction, Credit card usage, Payment history, Deposit history, Transaction history (4)Information we receive from a credit reporting agency, such as: Creditworthiness, Credit history. We disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have the right to opt out of the disclosure of this information.
STATE LIMITATIONS
Al, AK, CA, ID and VT- We will not share this information about customers who reside in Alabama, Arkansas, California, Idaho or Vermont. MA, MS and NJ – We will not share any information derived from deposit relationships with us about customers who reside in Massachusetts, Misissippi, or New Jersey. IL – We will not share this information about our customers who reside in Illinois with other
parties.
TYPES OF BUSINESSES
We may disclose information pursuant to joint marketing agreements to the following
types of businesses: Merchant services; Credit card issuer
REASONS FOR DISCLOSING
We may disclose information about you to other financial institutions with whom we have joint marketing agreements: (1) to provide you with information about additional products and services; (2) to meet our contractual obligations
